基本养老保险与居民再分配偏好

Basic Endowment Insurance and Resident’s Preference for Redistribution

本文基于中国综合社会调查2015年数据,从居民再分配偏好角度研究基本养老保险的再分配效应,研究结果显示:基本养老保险提高了居民的再分配偏好水平,从主观方面验证了我国基本养老保险制度对收入分配的逆向调节作用;较低的基础养老金发放水平,是导致我国基本养老保险对收入分配产生逆向调节的重要原因;在年轻群体和拥有农业户口的群体中,参加基本养老保险对居民再分配偏好的逆向调节作用更加明显。为保障和改善民生福祉,我们需要进一步提高社会保障水平,推进社保基金改革,尽快建成多层次社会保障体系,进一步完善我国养老保险制度。

Based on the 2015 data of China’s comprehensive social survey,the paper studies the redistribution effect of basic endowment insurance from the perspective of residents’preference for redistribution,and finds that the basic endowment insurance actually improves the level of residents’preference for redistribution,which verifies the adverse adjustment effect of China’s basic endowment insurance system on income distribution from the subjective aspect.The mechanism study finds that the low level of basic pension payment is an important reason for the adverse adjustment effect of China’s basic endowment insurance on income distribution.Heterogeneity analysis shows that among the young group and the group with agricultural household registration,participation in basic endowment insurance has a more significant adverse adjustment effect on residents’preference for redistribution.The article provides the important references for our country to reform endowment insurance system and promote fair income distribution.