“互联网金融+PPP”项目风险决策模型分析——基于熵值法与TOPSIS法

Risk Decision Model Analysis of Internet Finance + PPP Project: Based on Entropy Method and TOPSIS Method

在当今互联网金融发展的新经济形态下,PPP模式下的工程项目不再拘泥于传统单一发展。互联网金融参加PPP项目是当今新经济形态下的创新融资模式。而这种创新模式中存在许多未知风险,多个项目并存的情况下无法分析相应利弊,更无法为决策者提供最佳方案。因此文章首先总结互联网金融参与PPP项目存在的风险因素,从政治、市场、技术、金融、信用等五个方面识别风险因素,构建风险指标评价体系。建立基于熵值法与TOPSIS法的风险决策模型,计算各项指标权重,并进行项目风险决策,在此基础上为决策者提供最佳方案。

Under the new economic form of Internet finance development,engineering projects under the PPP model are no longer rigidly traditional.The combination of Internet finance and PPP projects is a major innovation in today's financing model.There are many unknown risks in this new system.When multiple projects coexist,the corresponding advantages and disadvantages cannot be analyzed,and it is impossible to provide the best solution for decision makers.This paper first summarizes the risk factors of Internet finance participation in PPP projects,and identifies risk factors from five aspects:politics,market,technology,finance,credit,etc.,and builds a risk index evaluation system.The risk decision model of entropy method and TOPSIS method is established,and the weights of each index are obtained,and the project risk decision is made.On this basis,the best solution for decision makers is provided.