商业银行服务实体经济能力提升的路径选择

The Path Selection for Commercial Banks to Improve Their Ability to Serve the Real Economy

近些年,金融业的持续发展使其增加值不断上升,商业银行领域的服务意识在多元化社会环境中出现某些方面的淡化,实体经济发展受限也使实体经济转向虚拟经济发展的趋势出现。因而,在新常态下,商业银行应明确服务实体经济所面临的挑战,且采取强化服务意识、加强监管等措施,确保实体经济稳定发展。

In recent years,the continuous development of the financial industry has increased its added value,the service consciousness of commercial banks has been weakened in some aspects in the pluralistic social environment,and the restriction of real economy development also makes the trend of real economy turning to virtual economy.Therefore,under the new normal conditions,commercial banks should clarify the challenges faced by serving the real economy,and take measures to strengthen service awareness and supervision to ensure the stable development of the real economy.