普惠金融视角下精准扶贫政策效果的实证研究——基于GMM模型

Empirical Study on Precision Poverty Alleviation from the Perspective of Inclusive Finance:Based on GMM Model

实证研究普惠金融对我国绝对贫困和相对贫困的政策影响,不仅有着重要的现实意义,还会弥补现有研究“重定性轻定量”的不足。基于GMM模型对我国31个省、自治区和直辖市2006-2016年的面板数据,实证检验了普惠金融对我国贫困率和收入不均衡的改善作用。研究结果表明,我国使用普惠金融手段进行的精准扶贫显著降低了各省份的贫困率,并且对收入不均衡现象具有明显的改善作用。

The impact of inclusive finance of the policies on the absolute and relative poverty is studied empirically in China,which has great significance and also make up for the deficiency about the existing researches that emphasizes qualitative analysis over quantitative analysis.Based on GMM model,using the panel data of 30 provinces in China from 2006 to 2015,the impact of inclusive finance on absolute and relative poverty is focused.The results show that the precision poverty alleviation by means of inclusive finance has significantly reduced the poverty rate in various provinces and has the remarkable mitigation effect on the income imbalance.