小微企业融资模式与融资对策

Financing Mode and Countermeasure of Small and Micro Enterprises

小微企业是我国国民经济中重要的实体经济,其发展关乎国计民生。小微企业多种原因和因素导致很难获得金融贷款,资金短缺已严重制约着小微企业的发展。因此,如何正确选择小微企业融资模式进而解决小微企业对资金的需求已成为小微企业能否持续良好发展的关键。

Small and micro enterprises are important real economy in China,and their development is related to the national economy and people’s livelihood.Many reasons and factors make it difficult for small and micro enterprises to obtain financial loans.The shortage of funds has seriously restricted the development of small and micro enterprises.Therefore,how to correctly choose the financing mode and then solve the demand for funds has become the key to the sustainable and sound development of small and micro enterprises.