摘要
智能汽车的开发使用对现有汽车责任强制保险提出了重大挑战。为了应对这一挑战,人们构想了若干保险方案。目前,为了促进智能汽车技术的发展,也为了保护交通事故受害人的利益,主流的保险模式是在汽车交通事故责任和汽车产品责任配置未做较大改变的前提下,将智能汽车系统缺陷导致的交通事故损害风险纳入汽车交通事故责任强制保险。我国交强险在应对智能汽车交通事故损害风险方面存在一些不足,需要加以完善。
The development and use of autonomous vehicles poses a major challenge to existing motor liability compulsory insurance. In order to respond to this challenge, people have conceived several schemes. Currently, in order to promote the development of autonomous vehicle technology, and to protect the interests of victims of traffic accidents, the dominant insurance model is to incorporate the risk of traffic accidents caused by defects in control systems of autonomous vehicles into compulsory insurance for automobile liability. China’s motor vehicle traffic accident liability compulsory insurance has some shortcomings in dealing with the risks of autonomous vehicles, which needs adjustment and improvement.
出处
《法律科学（西北政法大学学报）》
CSSCI
北大核心
2019年第6期30-42,共13页
Science of Law：Journal of Northwest University of Political Science and Law
关键词
智能汽车
侵权责任
强制保险
autonomous vehicle
tort liability
compulsory insurance
