摘要
移动支付的高速发展对移动支付监管提出了更高的要求本文从监管主体、监管对象、监管依据、监管手段、监管评估五个方面出发,在研究欧美较为完备的移动支付监管制度体系的基础上,对照分析我国现行移动支付监管制度体系在合理性与完备性方面存在的问题,并结合我国国情对进一步完善我国移动支付监管制度体系、有效提升监管效果提出了建议。
The rapid development of mobile payment puts higher demands on mobile payment supervision.This paper analyzes the issues of current mobile payment supervision system in China from five aspects of supervision subject,supervision object,superv ision bases,supervision means and regulatory oversight based on the analyses of comparatively complete mobile payment supervision systems in United States of America and European Union.Then this paper puts forward suggestions for further improvement of Chinese mobile payment supervision system to effectively improve the supervision effect.
作者
任芳
王超然
REN Fang;WANG Chaoran(Hanzhong Municipal Sub-branch PBC,Hanzhong Shaanxi 730030;Xi'an Branch of The People's Bank of China,Xi'an Shaanxi 710075)
出处
《西部金融》
2019年第9期56-59,62,共5页
West China Finance
关键词
移动支付
金融监管
国际经验
Mobile Payment
Supervision System
Supervision Effect
