金融机构支持民营企业发展问题及对策

Problems and solutions of financial institutions in supporting the development of private enterprises

通过分析金融机构为民营企业提供支持与服务的现状,发现了金融机构在支持民营企业发展过程中存在的问题,即金融机构难以有效判断民营企业的实际风险,现有金融信贷政策对民营企业形成制约,金融机构支持民营企业的管理体系不健全。提出了金融机构支持民营企业发展的有效对策,如加强金融机构对民营企业的支持与服务力度,调整金融信贷政策,健全金融机构服务民营企业的管理体系。

By analyzing current situation of financial institutions providing support and services for private enterprises,it finds out problems existing in process of financial institutions supporting the development of private enterprises,that is,it is difficult for financial institutions to effectively judge actual risks of private enterprises,the existing financial credit policies restrict private enterprises,and the management system of financial institutions supporting private enterprises is not perfect.It puts forward some effective countermeasures for financial institutions to support development of private enterprises,such as strengthening support and service of financial institutions to private enterprises,adjusting financial credit policies.We will improve management system for financial institutions to serve private enterprises.