商业银行票据投融资的分析

Analysis of Investment and Financing of Commercial Bank Bills

随着我国银行金融等市场化的程度的日益加深及拓宽,各类银行等金融机构的银行票据类的业务竞争日益加剧,单纯的依赖传统存款及贷款等业务品种的发展业务模式不断受到挑战,国内各类银行机构开始逐步的意识到银行票据业务发展的极端重要性,不断投入人财物逐步加强银行票据业务的开展进程。银行票据的业务发展潜力及纵深极其广阔,各银行结构逐步成立了票据或资金管理部门对银行票据业务进行有效管理。管理对象为各类的银行票据并从总行的角度进行集中管理,各类的银行票据业务开始有比较较大的幅度的增长。

With the deepening of the marketization of China's banking and other markets,the competition between the banking and financial institutions'bill business has intensified.The development model of relying solely on the traditional deposit and loan business is changing constantly.Domestic banking institutions gradually began to recognize the importance of the development of various types of bill business,and have invested a lot of manpower and material resources to strengthen the competition and development of various bill business.The huge development potential of the bill business began to set up a special organization to manage the development of the bill business.From the various types of bank bill business,centralized management began,and various bill business began to grow at a relatively large extent.