子女素质对农村居民参与城乡居民养老保险影响的实证分析

An Empirical Analysis of the Influence of the Quality of Children on the Participation of Urban and Rural Residents in Social Endowment Insurance

本文主要探讨城乡居民养老保险实施的背景下,农村居民子女数量、子女特征对农民参加城乡居民养老保险的影响。本文运用因子分析法与二元logistic回归模型,利用charls数据库的相关数据进行实证分析,发现得出个人特征及子女数量对农民参与城乡居民养老保险影响并不显著,子女的教育水平、子女参与城乡居民养老保险的情况对农民参保有显著影响,农村低收入家庭中子女与父母联系程度与父母参保关系不大,但是高收入家庭却具有显著性。由此说明,高质量的子女才能使父母更倾向于参加社会养老,这一定程度上说明了优生优育有利于社会保障的发展。

This paper mainly studies the influence of the number of children and the characteristics of children about farmers'participation in the environment under the implementation of social endowment insurance for urban and rural residents.This paper uses the factor analysis method and the binary logistic regression model to analyze with the charls database.Finally,it is concluded that the personal characteristics and the number of children have no significant impact on farmers'participation in social endowment insurance for urban and rural residents.The education level of children and the participation of children in social endowment insurance for urban and rural residents have a significant impact on farmers'participation in insurance.The relationship between children and parents in rural low-income families has little to do with parents'participation,but high-income families are significant,indicating that high-quality children can make parents more inclined to social pension.It explains that promoting good prenatal and postnatal care is conducive to the development of social security.