家庭农场融资情况及其影响因素分析——基于启东市农业合作社的调研

Family Farm Financing Situation and Analysis of Its Influencing Factors——Based on the Investigation of Qidong Agricultural Cooperatives

十九大报告提出乡村振兴计划,家庭农场成为其中的重要发展内容。目前,家庭农场发展受到多因素的约束,融资问题是制约的主要原因。农村融资难,贷款期限短,贷款成本高,缺乏抵押物等成为家庭农场融资的阻碍。基于江苏省启东市的调研,分析影响家庭农场融资的主要影响因素,提出了相应对策建议。

The report of the 19th National Congress proposed a rural revitalization plan, and family farms have become an important development. At present, the development of family farms is constrained by many factors, and the financing problem is the main reason for the restrictions. Difficulties in rural financing, short loan periods, high loan costs, and lack of collateral have become obstacles to family farm financing. The paper analyzed the main influencing factors affecting family farm financing, based on the investigation of Qidong City, Jiangsu Province, and put forward corresponding countermeasures and suggestions.