大学生金钱自控力现状调查研究

Investigation and Research on Current Situation of College Students’ Money Self-control

为了解大学生的金钱自控力,采用问卷调查法与访谈法相结合的方式进行调查,研究表明现阶段大学生群体金钱自控力现状强弱两级分布较少,普遍居于中等水平.该现状受家庭经济状况、同辈群体等外部因素以及个体消费观念、消费习惯等内部因素共同影响.为此,应从自我、家庭、学校等多维度出发,共同促进大学生金钱自控力的提升.

Money self-control refers to the effective and reasonable planning,control and dominance of individuals for money.In order to understand the self-control of college students'money,the questionnaire survey method and the interview method are combined to conduct investigations.The research shows that the current situation of college students'money self-control is less distributed at two levels and is generally at a medium level.The current situation is influenced by external factors such as family economic status and peer groups,and internal factors such as individual consumption concepts and consumption habits.In order to improve the self-control of college students'money,they should proceed from the self-level,family,school and other dimensions,coordinate the relationship between the parties,and jointly promote the improvement of college students'money self-control.