浅议工程保险在电网工程建设中的应用

Analysis on the Application of Engineering Insurance in Power Grid Engineering Construction

工程保险是对工程项目建设过程中可能出现的自然灾害或意外事故而造成的物质损失和依法应对第三者的人身伤亡和财产损失承担的赔偿责任提供保障的一种综合性险种。为有效提升工程保险整体管理水平,有效规避工程各参建方工程风险,加大工程出险后的财务补偿力度,文章将从电网工程建设保险特点及风险因素入手,依托所建设管理工程开展工程保险在电网工程中的应用研究,充分发挥保险在工程建设中的重要保障作用。

Engineering insurance is a comprehensive insurance for the material damage caused by natural disasters or accidents that may occur during the construction of the project and the compensation for personal injury and property damage caused by the third party.In order to effectively improve the overall management level of engineering insurance,avoid the engineering risks of the project participants,and increase the financial compensation after the endangerment,this paper will start with the insurance characteristics and risk factors of the power grid construction,and rely on the construction management project to carry out the analysis of the application of engineering insurance in power grid engineering construction,so as to give full play to the important guarantee role of insurance in engineering construction.