构建我国乡村振兴金融供给的“多中心”模式

Constructing a "Multi-center" Model For Revitalizing Financial Supply in Rural Areas of China

在乡村振兴国家战略背景下,我国农村金融进入乡村振兴时代。乡村振兴金融所具有的政策义务和政治责任,赋予其很强的公共品特性。公共品特性造成乡村振兴金融供给不足、供给失衡、供给失效,需要进一步推进农村金融治理方式的变革,建立符合我国乡村金融实际的供给模式。本文分析了乡村振兴金融的内涵、公共品属性及其影响,然后从近年兴起的公共事务治理“多中心”理论出发对其进行探析,提出了构建我国乡村振兴金融供给“多中心”模式的政策建议。

Under the background of rural revitalization of the country,China's rural finance has entered the rural revitalization of the financial era.Because rural revitalization of finance has policy obligations and political responsibilities,rural revitalization of finance has strong public goods characteristics.The characteristics of public goods have caused the lack of rural financial supply,supply imbalance,and supply failure.It is necessary to further promote the reform of rural financial governance and establish a supply model that is in line with the actual rural finance in China.This paper analyzes the connotation of rural revitalization finance,the attributes of public goods and their influences,and then analyzes the"multi-center"theory of public affairs governance in recent years,and puts forward the policy recommendations for constructing a multi-center model of rural financial revitalization.