日本债务重组和不良贷款处置的经验及启示

Experience of Debt Restructuring and Non-Performing Loan Disposal in Japan

在全球经济增速持续下行的背景下,债务风险已经演化为世界各国经济社会的主要风险之一。从本质上讲,2007年以来美国次贷危机就是一场债务危机。根据IMF发布的《全球金融稳定报告》,目前全球整体的债务密集度呈现出逐步上升的态势,很多国家的经济都是债务驱动型,而且这些国家的金融与实体经济之间的关系也日益疏远。因此,世界银行发布报告提出风险预警,并且建议这些国家需要在通过债务驱动经济增长和防范债务密集度过高之间维持平衡。

Under the background of global economic growth continues to downward,the debt risk has evolved into one of the main risks of the world economy and society.The world bank issued a report put forward the risk early aarning,and suggests these countries need through debt in driving economic growth and prevent balance between high density.