摘要
长护险制度自试点以来,部分地区制度的道德风险倾向已出现。本文结合已有文献,按照需方和供方两个维度,针对受益资格门槛设定、调整个人支付比例、改革支付方式、增强监管等方面讨论防控制度道德风险的多种方法。
Since long-term care insurance system was piloted, the moral hazard tendencies of some regional systems have emerged. According to the dimensions of "demand side" and "supplier side", this article discusses various methods of preventing moral hazards such as setting beneficiary entry thresholds, adjusting payment ratios, reforming of payment methods, and strengthening supervision.
作者
陈诚诚
Chen Chengcheng(School of Public Management and Media,Beijing University of Information Technology,Beijing,100192)
出处
《中国医疗保险》
2020年第2期16-19,共4页
China Health Insurance
基金
北京市社科基金青年项目“北京市老年人长期照护与医疗卫生资源整合路径研究”(19SRC017)
国家社科基金一般项目“我国长期护理保险体系建设研究”(18BGL197)
关键词
长护险
道德风险
风险防控
long-term care insurance
moral hazard
risk prevention