摘要
金融行业风险的特殊性决定了监管机构必须通过严格监管来维护金融市场的健康稳定。当前,在防范系统性金融风险、实施强监管的大背景下,平稳良好的商业银行体系对保障金融安全至关重要。基于中国和欧盟的监管政策与规定比率的量化比较,探讨我国金融业监管的现状和商业银行的应对措施及未来发展方向的选择。
The particularity of risks in financial industry determines that regulators must maintain a healthy and stable financial market system through strict supervision measures. At present, under the background of preventing systemic financial risks and implementing strong supervision, a stable and sound commercial banking system is essential to guarantee financial security. Based on the quantitative comparison of the regulatory policy and regulation ratio of China and EU, this paper discussed the current situation of financial industry regulation in China, the countermeasures of commercial banks and the choice of future development direction.
作者
陆岷峰
高伦
LU Min-feng;GAO Lun(Jiangsu Bank,Nanjing 210000,China;VSB-Technical University of Ostrava,Ostrava 70200,Czech Republic)
出处
《金陵科技学院学报(社会科学版)》
2019年第4期1-5,共5页
Journal of Jinling Institute of Technology(Social Sciences Edition)
基金
南京迪普思数据科技公司项目“关于商业银行资本管理研究”(2020DPS005)