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借贷有风险,监管要给力。花钱不量力,后悔又伤悲。难词探意At one point in June last year,Zeng Jinpeng was more than 10,000 yuan in debt to a smartphone app.The 23-year-old Shanghai resident pays for his online purchases with Huabei,a virtual credit card that’s part of Alibaba Group Holding Ltd.’s sprawling stable of e-commerce properties.
