我国农村社会养老保险制度的法律规制

The Legal Regulation of the Rural Insurance System for the Old-aged in China

在我国农村地区,由于人口老龄化加快、家庭小型化、劳动力大量流出以及土地收益下降,养老保险正发挥着越来越重要的作用。然而我国农村社会养老保险制度还存在立法环节薄弱;保障过低难以满足养老需求;监管体制不健全的问题,探索应当加快制定国家层面的法律,以及通过多渠道满足农民的养老需求,进一步明确政府职能,健全监管体制等多种措施,以推进农村社会养老保险制度的不断完善。

In China’s rural areas, with rapid aging of the population, family miniaturization,massive flowing out of labor and declining land revenue, the rural insurance for the old-aged is playing an increasingly prominent role. However, rural insurance system for the old-aged in China has many problems. The relevant legislation is very weak;the guarantee is too low to meet demands;and the regulatory system is not pretty sound. To solve the problems, we need to speed up national legislation,satisfy the pension demand of the old-aged in rural area in various channels, clarify the function of government to establish a sound supervision system, so as to promote the improvement of the rural insurance system for the old-aged.