布局科技:金融创新的竞与合

Exploring Science and Technology:Competition and Cooperation in Financial Innovation

近年来,随着互联网行业技术的发展,科技公司凭借庞大的用户基础、高效的运营效率、良好的客户体验等优势,不断抢占支付、信贷、融资、投顾等领域的金融业务。然而,传统金融机构也具有自身的核心竞争力。面对与科技公司的狭路相逢,传统金融机构唯有找准定位,融合先进的金融科技,才能适应新环境,在新的竞争中胜出。

In recent years,with the technological development in the Internet industry,technology companies,by virtue of their enormous user base,operating efficiency and good customer experience,have continuously seized financial service fields of payment,credit,financing and investment consulting.However,traditional financial institutions also have their own core competitiveness.Faced with fierce competition from technology companies,traditional financial institutions can accommodate to new circumstances and win in new competitions only if they position themselves accurately and embrace advanced financial technologies.