对供应链金融在家电行业应用的研究

Research on Application of Supply Chain Finance in Home Appliance Industry

供应链金融是响应党的“十九大”号召、落实金融服务实体经济的重要手段,供应链金融为我国经济的发展和转型做出了很多的帮助,一方面可以缓解中小型企业由于缺乏信用担保导致的融资困难问题,另一方面也帮助银行提供了新的利润增长点,本文以家电行业为例,对供应链金融在家电行业的应用进行了研究,并从技术方面和未来发展方向方面提出相应的意见。

Supply chain finance is an important means to respond to the Party's"19th National Congress"and implement financial services to the real economy.Supply chain finance has provided a lot of help for the development and transformation of China's economy.On the one hand,it can alleviate the financing difficulties caused by lack of credit guarantees for small and medium-sized enterprises,and on the other hand,it can help banks provide new points of profit growth.This article takes the home appliance industry as an example to study the application of supply chain finance in the home appliance industry,and puts forward corresponding opinions from the technical aspect and the future development direction.