基于泰尔指数的区域金融业发展非均衡性分析

Imbalance Analysis of Regionally Financial Development Based on the Method of Theil Indexes

本文采用1978-2017年我国31个省(市、区)的面板数据,使用计算区域金融业非均衡发展的泰尔指数及构建面板数据模型等方法,对我国区域金融业发展非均衡问题进行实证研究。结果表明,造成我国东、中、西部地区金融发展呈现非均衡特性的主要原因是三大地区内部的非均衡,我国区域金融差异呈现倒“U”型演进路径,经济水平、产业结构合理化、开放程度、教育水平、金融效率和城市化率等因素均会影响区域金融差异的形成。

Based on the panel data of 31 provinces in China from 1978 to 2017,this paper calculates the Theil indexes of the imbalanced development of regional financial industry and constructs the panel data model to make an empirical study on the imbalanced development of regional financial industry in China.The results indicate that the main reason for the imbalanced financial development in the eastern,middle and western regions of China is the imbalanced internal financial development in the three regions,especially in the eastern region.Moreover,China's regional financial difference presents an inverted U-shaped evolution path.Economic level,rationalization of industrial institutions,openness,education level,financial efficiency and urbanization rate will affect the formation of regional difference in financial development.