金融供给侧结构性改革的背景、内容及其对商业银行的影响

The Background and Contents of Supply-side Structural Financial Reform and Its Impact on Commercial Banks

在深入推进金融供给侧结构性改革背景下,商业银行受到的影响包括:要将防控风险列入持久战,发展空间与竞争压力并存,打造财富管理体系以匹配居民金融服务需求,加快转型以适应资本市场建设的提速和金融脱媒,补齐金融业服务短板并发展普惠金融。

In the context of deepening supply-side structural financial reform, the impacts on commercial banks include: controlling risks being regarded as a protracted war, development space being aside by the pressure of competition, creating wealth management system to match the residents’ demand for financial services,accelerating the transformation to adapt to the acceleration of the capital market construction and financial disintermediation, improving the weak links in financial industry service and developing inclusive finance.