普惠金融发展评价指标体系构建及水平测度——以安徽省为例

Construction and Level Measurement of Evaluation Index System of Inclusive Financial Development:Taking Anhui Province as an Example

从金融服务的覆盖率、可得性和满意度三个维度构建普惠金融发展水平的评价指标体系,运用变异系数法确定指标权重,利用普惠金融指数法对2012-2017年安徽省普惠金融发展水平进行测度。研究表明,2012-2017年间安徽省普惠金融整体处于中等偏上水平,金融服务的覆盖率上升、可得性提高,但金融服务的满意度不足、质量较低。由此,文章提出加快金融产品创新、增设新型金融机构等对策建议。

This paper constructs an index system for evaluating the level of inclusive financial development from three dimensions of financial service coverage,availability and satisfaction,uses the coefficient of variation method to determine the index weight,and adopts the inclusive financial development index method to measure the level of inclusive financial development in Anhui Province from 2012 to 2017.Research shows that from 2012 to 2017,inclusive finance in Anhui Province was generally at a moderately high level,and the coverage and availability of financial services increased,but the problems of insufficient satisfaction and low quality of financial services remained significant.Therefore,some countermeasures are put forward,including accelerating the innovation in financial products and adding new financial institutions.