基础养老金全国统筹的主要障碍与对策研究

Study on the Main Obstacles and Countermeasures of National Overall Planning of Basic Pension

尽快实现基础养老金全国统筹是党和政府设立的既定目标,对应对人口老龄化、完善基本养老保险制度和助推经济高质量发展等具有重要意义。然而,当前基础养老金全国统筹还面临着利益、政策、管理、技术和风险等方面的障碍,这既有制度和经济方面的原因,也有社会和历史方面的原因。去除这些障碍、加快推动实现基础养老金全国统筹的关键是要构建区域利益均衡机制、逐步统一各个省份的养老金政策、建立中央垂直领导的养老保险基金管理体制、加快整合各地基础养老金信息管理系统、加强对潜在道德风险的防范。

To realize the national overall planning of basic pension as soon as possible is an established goal of the Party and the government of China.It is of great significance to cope with the aging of population,improve the basic pension insurance system and boost the high-quality economic development.However,the national plan of basic pension is still faced with obstacles of interest,policies,management,technology and risks,which are caused by both institutional and economic reasons as well as social and historical reasons.The key to cracking these major barriers and accelerating the realization of national plan of basic pension is to build a balanced mechanism of regional interests,gradually unify the pension policies of all provinces,establish a pension fund management system under the vertical leadership of the central government,accelerate the integration of basic pension information management system in all regions and strengthen the prevention of potential moral risks.