摘要
新千年来年轻群体逐步成为消费主力军,校园贷、P2P业务的兴起却暗示大学生群体的资金来源有限;互联网金融也给传统银行造成吸储难困境。本文着手于双方痛点,融合互联网的技术与传统银行的特性,结合大学生群体的理财与目标需求,以传统银行的角度设计了适用于大学生的理财APP。APP采取Android+MYSQL+Python+SAE+IMPlus为框架,设计从UI层到Model层四层逻辑架构,满足二者需求,以期为缓解商行窘境和大学生的理财难题提出建议和展望。
In the new millennium,young people have gradually become the main force of consumption.The rise of campus loans and P2 P business has suggested that the source of funds for college students is limited;Internet finance has also caused difficulties for traditional banks to attract deposits.This article focuses on the pain points of both sides,combines the technology of the Internet with the characteristics of traditional banks,combines the financial management and target needs of college students,and designs a financial management app for college students from the perspective of traditional banks.This APP adopts Android,MYSQL,Python,SAE,IM Plus as the framework,and then design a four-layer logical architecture from the UI layer to the Model layer in order to meet the needs of the two,with a view to providing suggestions and prospects to alleviate the business dilemma and financial difficulties of college students.
作者
王青青
潘东亮
WANG Qingqing;PAN Dongliang(Business School,University of Shanghai for Science and Technology,Shanghai 200093,China)
出处
《软件工程》
2020年第4期34-36,33,共4页
Software Engineering