文献述评:国内农村互联网金融

Literature Review about the Rural Internet Finance

从需求端和供给端两大方面的规范研究和实证研究的角度,对农村互联网金融的相关研究文献进行梳理和归纳,供相关研究者和业内人士借鉴与参考。当前,我国农村地区既存在融资需求受抑,又存在金融供给不足之现象。农村互联网金融各主要供给主体应加强合作,共同服务"三农";同时,农村金融消费者需受到更多的互联网金融普及教育。

From the perspective of normative research and empirical research on the demand side and the supply side,this paper summarizes the relevant research literature of rural Internet finance.It can be used for reference by relevant researchers and insiders.At present,limited financing demand and insufficient financial supply exist in the Chinese rural area.The main providers of rural Internet finance should strengthen cooperation and jointly serve"agriculture,rural areas and farmers".At the same time,rural financial consumers need more education related to Internet finance.