论行为公共政策及其在财政治理中的应用:逻辑、案例与对策

Study on Behavioral Public Policy and Its Financial Governance Practice:Logic,Cases and Suggestions

行为公共政策尚处于全球学术研究的前沿领域,而其应用特别值得中国中等收入发展阶段财政治理的重视和探讨。本文首先论述了行为经济理论四个阶段的发展逻辑,并对每个阶段进行了简要述评。基于理论逻辑所揭示的从"经济人"到"人类"的假设条件变化,在对公共政策进行简要回顾的基础上,本文阐述了行为经济为其带来的改变,并对行为政策与传统政策进行了比较分析。接着,在提出行为政策的五点特征及其对财政治理的启示后,本文较详细阐述了行为政策在全球实践的典型案例,并在最后为中国当下财政治理提出了五个方面的对策建议。

Behavioral public policy is still at the forefront of global academic research,and its application is particularly worthy of attention and discussion in the stage of middle-income development in China.This paper first discusses the development logic of four stages of behavioral economic theory,and makes a brief review of each stage.Based on the change of hypothesis conditions from "economic man" to "human" revealed by the theoretical logic,and on the basis of a brief review of public policy,this paper expounds the changes brought about by behavioral economy,and makes a comparative analysis of behavioral policy and traditional policy.Then,after putting forward the five characteristics of behavior policy and its enlightenment to financial governance,this paper elaborates the typical cases of behavior policy in the global practice.Finally,this paper puts forward five suggestions for China’s current financial governance.