海水养殖台风指数互联网保险研究分析

Analysis of aquaculture typhoon index Internet insurance

海水养殖台风指数保险具备操作简单、快速查勘定损的优势,为水产养殖互联网保险的开发和运用打下了基础。笔者主要对海水养殖台风指数互联网保险中互联网的支持、投保基数大、验标方便、标准化理赔等方面进行可行性分析,最后提出从开发和完善海水指数互联保险、充分发挥财政补贴作用、加大渔业保险机构的宣传力度等方面完善海水台风指数互联网保险的建议。

Aquaculture typhoon index insurance has advantages of simple operation and quick damage assessment,which lays a foundation for developing and applicating of aquaculture Internet insurance.The feasibility of aquaculture typhoon index Internet insurance was mainly analyzed,including the support of Internet,large insurance base,convenient standard inspection,standardized claim settlement,etc.Finally,some suggestions were put forward to improve aquaculture typhoon index Internet insurance,such as to develop and improve aquaculture typhoon index Internet insurance,give full play to the role of financial subsidies,increase the publicity of fishery insurance,etc.