互联网使用对女性创业的影响——基于CFPS数据的实证分析

The Impact of Internet Use on Female Entrepreneurship:Empirical Analysis Based on CFPS Data

文章利用2016年中国家庭动态跟踪调查(CFPS)数据,探讨了互联网使用影响女性创业的内在机制。研究发现:互联网使用对女性创业有显著的直接影响,能提高女性创业概率,促进女性开展机会型创业;互联网使用通过社会资本和正规金融机构借款偏好两种机制间接影响女性创业。具体而言,互联网使用通过提高社会资本和改善正规金融机构偏好间接提高女性创业概率,仅通过改善正规金融机构借款偏好间接促进女性开展机会型创业。建议为促进女性创业,要完善互联网基础设施建设,加强女性的网络技术培训;利用互联网技术扩大社交网络,发展女性的社会资本;构建金融信息交流平台,改善女性的正规金融机构借款偏好。

The 2016 Chinese family dynamics tracking survey(CFPS)data were used to explore the internal mechanism of Internet use affecting women s entrepreneurship.The study found that Internet use has a significant direct impact on fe male entrepreneurship.Internet use can improve the probability of female entrepreneurship and promote women to carry out opportunity-based entrepreneurship.Internet use indirectly affects female entrepreneurship through two mechanisms:social capital and the borrowing preferences of formal financial institutions.To be specific,Internet use indirectly increas es the probability of female entrepreneurship by increasing social capital and improving the borrowing preferences of for mal financial institutions;only by improving the borrowing preferences of formal financial institutions indirectly promote women to carry out opportunity-based entrepreneurship.The article suggests that in order to promote female entrepreneur ship,the construction of Internet infrastructure should be improved and the network technology training for women should be strengthened;at the same time,using Internet technology to expand social networks and develop women s social capi tal;finally,a financial information exchange platform should be built to improve women s borrowing preference of formal financial institutions.