摘要
文章利用2016年中国家庭动态跟踪调查(CFPS)数据,探讨了互联网使用影响女性创业的内在机制。研究发现:互联网使用对女性创业有显著的直接影响,能提高女性创业概率,促进女性开展机会型创业;互联网使用通过社会资本和正规金融机构借款偏好两种机制间接影响女性创业。具体而言,互联网使用通过提高社会资本和改善正规金融机构偏好间接提高女性创业概率,仅通过改善正规金融机构借款偏好间接促进女性开展机会型创业。建议为促进女性创业,要完善互联网基础设施建设,加强女性的网络技术培训;利用互联网技术扩大社交网络,发展女性的社会资本;构建金融信息交流平台,改善女性的正规金融机构借款偏好。
The 2016 Chinese family dynamics tracking survey(CFPS)data were used to explore the internal mechanism of Internet use affecting women s entrepreneurship.The study found that Internet use has a significant direct impact on fe male entrepreneurship.Internet use can improve the probability of female entrepreneurship and promote women to carry out opportunity-based entrepreneurship.Internet use indirectly affects female entrepreneurship through two mechanisms:social capital and the borrowing preferences of formal financial institutions.To be specific,Internet use indirectly increas es the probability of female entrepreneurship by increasing social capital and improving the borrowing preferences of for mal financial institutions;only by improving the borrowing preferences of formal financial institutions indirectly promote women to carry out opportunity-based entrepreneurship.The article suggests that in order to promote female entrepreneur ship,the construction of Internet infrastructure should be improved and the network technology training for women should be strengthened;at the same time,using Internet technology to expand social networks and develop women s social capi tal;finally,a financial information exchange platform should be built to improve women s borrowing preference of formal financial institutions.
作者
马继迁
陈虹
王占国
MA Ji-qian;CHEN Hong;WANG Zhan-guo(Qu Qiubai School of Government,Changzhou University,Changzhou 213164,China;School of Business,Changzhou University,Changzhou 213164,China)
出处
《华东经济管理》
CSSCI
北大核心
2020年第5期96-104,共9页
East China Economic Management
基金
江苏省社会科学基金一般项目“人工智能在制造领域对青年就业的影响研究”(19SHB008)。
关键词
互联网使用
女性创业
社会资本
正规金融机构借款偏好
Internet use
female entrepreneurship
social capital
the borrowing preferences of formal financial institutions