城乡居民基本养老保险制度满意度影响因素实证研究——基于31个省市的调查

Empirical Study on the Influencing Factors of Satisfaction of Basic Old-age Insurance System for Urban and Rural Residents

为了解城乡居民基本养老保险制度满意度的影响因素,通过调查国内31个不同省市获得相关的数据,构建一套较为完善的有关于城乡居民基本养老保险制度满意度模型(CSI)。借助SPSS软件,根据二元Logistic模型,得出影响居民对城乡居民基本养老保险制度满意度的因素为:年龄、基本地貌、参保时间、对城乡居保的了解程度、对缴费档次满意度以及对补助标准满意度。基于此,提出了拓宽宣传渠道、考虑群体差异性和需求多样性、合理划分缴费档次、适当提高政府补助标准的建议。

In order to understand the influencing factors of the satisfaction of the basic old-age insurance system for urban and rural residents,a comprehensive set of basic pension insurance system satisfaction model(CSI)for urban and rural residents was constructed by investigating data from 31 provinces in China.With the help of SPSS software,according to the binary logistic model,the factors that affect residents’satisfaction with the basic old-age insurance system for urban and rural residents are:age,basic landform,time of participation,understanding of urban and rural residential insurance,satisfaction with payment grades,and Satisfaction with the subsidy standard.Based on this,suggestions for broadening the publicity channels,considering group differences and diversified needs,rationally dividing the payment grades,and appropriately raising government subsidy standards are proposed.