基于投入产出法的信贷政策效率评估机制研究

Research on Credit Policy Efficiency Evaluation Mechanism Based on Input-output Method

文章研究建立了信贷政策效率评估机制,对信贷政策导向效果评估机制的不足之处进行完善,并从投入-产出角度,运用数据包络分析DEA方法将信贷政策效率评估机制具体化、可操作化,然后利用建立的信贷政策效率评估机制对金融机构落实扶贫开发信贷政策效率进行评估,最后提出完善信贷政策评估的建议。

This paper established a credit policy efficiency assessment mechanisms,to improve the deficiencies of the credit policy impact assessment mechanism.From the input-output angle,we use data envelopment analysis(DEA)model to achieve the mechanism of credit policy efficiency assessment,and we use the mechanism of credit policy efficiency assessment to establish the effectiveness of different financial institutions to implement poverty credit policies.Finally,suggestions for improving the evaluation of credit policy.