区块链对供应链金融的影响机理研究

Influence Mechanism of Block Chain on Supply Chain Finance

为解决中小企业的融资难、融资贵问题,供应链金融融资模式应运而生并快速发展。但其发展过程中难免遇到一些问题,如信息不对称和风险问题等,所以区块链和其他技术逐渐应用于供应链金融领域。通过分析区块链技术对供应链金融的影响机理,结果表明区块链技术在信息传递及信任等单面的优势对解决供应链金融面临的痛点具有很强的优越性,但其在供应链金融应用场景的进一步发展仍需不断的探索与实践。

In order to solve the financing difficulties of small and medium-sized enterprises,supply chain financial financing model has been emerged rapidly.However,some problems are inevitably encountered in its development,such as information asymmetry and risk problems,so blockchain and other technologies are gradually applied in the field of supply chain finance.We analyze the influence mechanism of blockchain technology on supply chain finance,and the results show that the advantages of blockchain technology in one-sided information transmission and trust are very superior to solve the pain point faced by supply chain finance,but its further development in the application scenario of supply chain finance still needs to be explored and practiced continuously.