论“套路贷”案件中诈骗罪的认定

On the Identification of the Crime of Fraud in“Tricks Loan”Cases

“套路贷”案件中诈骗罪的认定存在诸多难题。结合“套路贷”行为的常见“套路”,基于诈骗罪“因错误而处分财产”的行为本质,“虚假协议”和“虚假走账”可能成立诈骗罪;“恣意违约”与“恶意累债”系被害人基于恶害恐惧而处分财产,应认定成立敲诈勒索罪;“无中生有型”虚假诉讼可能出现虚假诉讼罪和诈骗罪的竞合,“部分篡改型”虚假诉讼应认定成立诈骗罪。

There are many difficulties in determining fraud in“tricks loans”cases.Combining the common“tricks”of“tricks loans”and based on the nature of the act of“disposal of property by mistake”for fraud,“false agreements”and“false account takeovers”may establish fraud;by“intentional breach of contract”and“malicious debt collection”dispose victims of property based on fear of evil,so the offenders should be found guilty of extortion;“out of nothing”false lawsuits may appear as a combination of false litigation and fraud crimes,and“partial tampering”false lawsuits should be convicted of fraud.