中国金融发展、城镇化与城乡居民收入差距问题分析

The Study on Financial Development,Urbanization and Urban&Rural Residents’Income Gap in China

在目前经济稳健发展和构建和谐社会的大环境下,缩小城乡差距是我国经济发展过程中面临的重要问题。如何把统筹城乡发展力度和金融建设发展结合起来,充分发挥金融发展和城镇化建设在缩小城乡收入差距中的作用,成为未来发展中的重中之重。文章通过研究金融发展、城镇化与城乡收入差距相互作用的理论与机制设计,以1985-2017年我国金融发展指标、城乡居民人均收入比率、城镇化水平数据为考察对象,对金融发展、城镇化水平与居民城乡收入差距的相关问题进行实证分析研究。并根据研究结论提出加快城市化进程,缩小城乡收入差距的对策措施。

Narrowing the gap between urban and rural areas is an important issue in the process of China’s economic development.How to integrate the overall development of urban and rural areas with the development of financial construction and make full use of the role of financial development and urbanization in reducing the income gap between urban and rural areas has become the most important part of the future development.Through the study of the theory and mechanism of the interaction of financial development,urbanization and urban-rural income gap,this paper makes an empirical analysis on the problems related to the financial development,the urbanization level and the income gap between the urban and rural residents by taking 1985-2017 years’financial development indicators,urban and rural residents’per capita income ratio and urbanization level data as the object of investigation.According to the conclusion,the paper puts forward some countermeasures to speed up the process of urbanization and narrow the income gap between urban and rural areas.