中小企业供应链融资信用风险影响因素研究--以汽车行业为例

Research on the Influencing Factors of Credit Risk of SME Supply Chain Financing--Taking the Automotive Industry as an Example

文中从核心公司现状、融资公司的现状以及供应链的整体情况三个方面构建了中小企业信用风险研究体系,选取了国内汽车产业中五十家中小型企业,利用因子分析法和Logistic回归模型等来分析和研究影响信用风险的因素,检验结果也表明该模型预测准确率达到92. 8%。

This paper builds a research system on the credit risk for SMEs from three aspects,namely the status quo of core companies,the status quo of financing companies,and the overall situation of the supply chain. More than 50 small enterprises in the domestic automotive industry are selected. The test results also show that the model’s prediction accuracy rate is92. 8%.