摘要
数字供应链金融具有精准性管理服务、网络型信用传递和智能化风险控制的禀赋特性,可以契合科技型企业高质量发展对金融创新的要求。基于数字化技术渗透影响的视角,探讨供应链金融创新模式在科技型企业应用的运作流程和关键控制点设计,并针对现阶段数字供应链金融服务科技型企业过程中可能存在的风险管控、技术应用和法律体系等约束条件,提出应该把控风险源头规避风险、加快数字技术赋能生态创新以及健全法律体系规范发展等对策建议。
Digital supply chain finance has the endowment characteristics of precision management services,networkbased credit transfer and intelligent risk control,which can meet the requirements of high-quality development of science and technology enterprises for financial innovation.Based on the perspective of the impact of digital technology penetration,this paper discusses the operation flow and key control point design of the application of supply chain financial innovation model in science and technology enterprises,also analyzes the constraints of risk management,technology application,and legal system that may exist when digital supply chain finance is applied to science and technology enterprises at this stage.Therefore,the paper puts forward countermeasures such as controlling the source of risks to avoid risks,accelerating digital technology to enable ecological innovation,and improving the legal system to regulate development.
作者
窦亚芹
高昕
郑明轩
Dou Yaqin;Gao Xin;Zheng Mingxuan(Nanjing Institute of Technology,Nanjing 211167,China;Shanghai Normal University,Shanghai 200234,China;Northeast Forestry University,Harbin 150036,China)
出处
《科技管理研究》
CSSCI
北大核心
2020年第8期112-119,共8页
Science and Technology Management Research
基金
江苏省社会科学应用研究精品工程财经发展专项基金项目“‘一带一路’战略下数字供应链金融精准服务江苏民营企业‘走出去’的实现路径研究”(19SCB-015)
江苏省高校哲学社会科学研究项目“‘互联网+供应链’融资模式的优化与决策研究”(2016SJD630019)
南京工程学院基础研究专项项目“‘互联网+’时代线上供应链融资优化与决策研究”(JCYJ201622)
关键词
数字供应链金融
科技型企业
精准服务
信用增进
智能风控
digital supply chain finance
science and technology enterprises
precision services
credit enhancement
intelligent risk management
