LPR形成机制改革——现状与建议

Reform of LPR Formation Mechanism——Status Quo and Suggestions

LPR形成机制改革是加快利率市场化改革的重要一步。目前,新增与存量贷款挂钩LPR工作稳步推进,LPR报价利率与金融市场利率形成双向传导,引导企业融资成本逐渐降低,LPR形成机制改革初见成效。针对当前LPR报价利率形成机制存在的不足,建议完善相关配套政策,推动LPR形成机制进一步完善。

The reform of LPR formation mechanism is an important step to accelerate the reform of interest rate liberalization.At present,the work of linking incremental and inventory loans with LPR is steadily advancing,and the LPR rate and financial market rates have formed a two-way transmission to guide the financing costs of enterprises to gradually decrease,and the reform of LPR formation mechanism has achieved initial results.In view of the shortcomings of the current LPR formation mechanism,it is recommended to improve the relevant supporting policies.