金融监管机构如何应对突发灾害——日本与美国的镜鉴

How Regulators and Financial Institutions Cope with Sudden Disasters

新型冠状病毒肺炎疫情发生之后,人民银行、银保监会、证监会等监管部门从信贷、金融市场、外汇等多方面出台监管政策,助力防控疫情。在考察了美日等发达国家的经验后,本文发现部分发达国家在面对自然灾害时监管出台了相应政策,监管机构与金融机构也形成了较为体系化的应对政策。

After the recent coronavirus outbreak,the People's Bank of China,the China Banking and Insurance Regulatory Commission,the China Securities Regulatory Commission and other regulators used a range of measures to help offset the economic and financial impact of the epidemic.After reviewing the experience of the United States and Japan,this paper finds that some developed countries have taken similar measures in the face of natural disasters.