正规信贷约束降低了农业规模经营绩效吗

Dose Formal Credit Constraints Reduce the Agricultural Scale Management Performance?

本文以现阶段农村地区农业生产经营方式的转变为背景,探讨农村地区普遍存在的信贷约束对农业规模经营绩效的影响。研究结果表明,信贷约束没有降低农业规模经营的产出水平,其影响效应体现在生产成本上,种植户表现出了以牺牲成本为代价维持甚至提高亩均产出的生产特征。由于信贷约束的存在,种植户的要素配置行为表现出更多的家庭劳动力投入,以弥补其他要素投入水平减少的问题。虽然单产水平没有出现显著变化,但是随着农地生产规模的扩大,受信贷约束种植户的单产生产成本却没有显著降低,说明信贷约束促使种植户的农业生产规模不经济。因此,在未来农村金融市场进一步地深化改革中,农村金融机构可以深入了解种植户的生产性融资特征,以完善创新农业信贷产品,发展农业规模经营。

Based on the transformation of agricultural production and operation mode in rural areas,this paper discusses the influence of credit constraints on agricultural scale management performance.The research results show that the credit constraints did not reduce the output level of agricultural scale management but the cost of production.Farmers showed the production characteristics of maintaining and even improving the per acre output at the expense of the cost.Due to the presence of credit constraints,Farmers will put more into the labor force to make up for the decrease of other factor input levels.Although there was no significant change in the yield per unit area,the production cost per unit area of farmers subject to credit constraints did not significantly reduce with the expansion of the scale of agricultural land production,showing that credit constraints reduce the scale economy in farmers'agricultural production.Therefore,in order to further deepen the reform of the rural financial market in the future,rural financial institutions should have an in-depth understanding of the characteristics of farmers'agricultural productive financing,so as to improve and innovate agricultural credit products and develop agricultural scale management.