疫情冲击下数字普惠金融的挑战与机遇

Challenges and Opportunities of Digital Inclusive Finance in China under the Epidemic Shock

近年来,我国数字普惠金融发展势头良好。首先,我国数字普惠金融体系初步形成。我国已经形成了以政府积极推动数字设施建设、传统金融机构大规模应用数字技术提供金融服务、新兴金融科技企业提供高水平数字技术服务三方良性互动的发展格局。

In response to the adverse effects of the epidemic, China has introduced a series of supportive policies that have created new opportunities for the development of digital inclusive finance. From the supply side, financial institutions have obtained more favorable policy support. From the demand side, the ability of vulnerable groups to use digital financial services has been restored or even strengthened.