5Allen, Franklin, and Douglas Gale, 2004. "Competition and Financial Stability. " Journal of Money, Credit, and Banking. 36(3) : 453 - 80.
6Beck, Thorsten, and Ross Levine, 2004. "Stock Markets, Banks, and Growth: Panel Evidence. " Jour- nal of Banking and Finance. 28 ( 3 ) : 423 - 42.
7Cevdet, Denizer, Murat F. Iyigun, and Ann L. Owen, 2000. "Finance and Macroeconomic Volatility. " Board of Governors of the Federal Reserve System, International Finance Discussion Paper No. 670.
8Demirgti- - Kunt, Asili, and V. Maksimovic, 2002. "Funding Growth in Bank - Based and Market - Based Financial Systems : Evidence from Firm Level Data. " Journal of Financial Economics. 65 (3) : 337 - 63.
9Ergungor, Emre O. , 2008. "Financial System Structure and Economic Growth: Structure Matters. " Inter- national Review of Economics & Finance. 17(2) : 292 -305.
10Grossman, Sanford J. , and Oliver D. Hart, 1980. "Takeover Bids, the Free -Rider Problem, and the Theory of the Corporation. " Bell Journal of Economics. 11 ( 1 ) : 42 -64.
