区块链技术驱动下供应链金融模式创新研究

Innovation of Supply Chain Financial Model Driven by Blockchain Technology

近几年来,供应链金融有效缓解了产业链上中下游企业融资难的问题,极大推动了我国金融行业的发展。然而在实际发展的过程中,供应链金融在传统模式上却止步不前,产业链信息不对称和风险管控不健全等问题日益突出。而今,区块链技术凭借其独特优势为许多行业重塑经济发展新模式。通过构建基于区块链技术的供应链金融业务融资管理新模式,为企业提供更具安全性、及时性、真实性的数据信息;提高核心企业与中下游企业之间的信息共享与传递效率,并为供应链中下游企业的资金来源提供保障,助力企业解决融资问题。

In recent years,supply chain finance has effectively eased the financing difficulties of upstream,midstream and downstream enterprises in the industrial chain,which has greatly promoted the development of China's finance.However,in the process of actual development,supply chain finance still stagnate in the traditional model,and problems such as asymmetry of industry chain information and unsound risk control are becoming increasingly prominent.Today,because of its unique advantages,blockchain technology is reshaping a new model of economic development for many industries.By building a new model of supply chain financial business financing management based on blockchain technology,it provides enterprises with more secure,timely,and authentic data information;improves the efficiency of information sharing and transmission between core enterprises and mid and downstream enterprises In addition,it provides guarantee for the source of funds for mid and downstream enterprises in the supply chain and helps enterprises solve more financing problems.