乡村振兴战略视角下山东农民汽车消费信贷问题研究

Study on the Automobile Consumption Credit of Rural Residents in Shandong Province from the Perspective of Rural Revitalization

近年来,我国经济快速增长,汽车消费逐渐走入农村家庭,农民家用汽车的消费增速很快。在乡村振兴战略背景下如何促进我国农村汽车消费信贷发展,成为拓展农村汽车消费市场的关键。该文以山东省汽车消费信贷的现状与问题为研究对象,通过实地调研与问卷调研,分析指出了汽车消费信贷的问题及改进措施,并通过实例进行论证,以期为山东农村汽车消费信贷市场发展提供有价值的参考。

With the rapid economic growth in China in recent years,rural families have come to understand automobile consumption,and the consumption of household automobiles of rural residents grows rapidly.Under the back⁃ground of rural revitalization strategy,how to promote the development of rural automobile consumption credit becomes the key to expand the market.This paper takes the current situation and problems of automobile consumption credit in Shandong Province as the research object.Through field research and questionnaire survey,we analyze and point out the problems and improvement measures of automobile consumer credit,and demonstrate it through examples to provide valuable reference for the development of Shandong rural automobile consumption credit market.