试论农村商业银行财务风险管理现状及改进建议

Discussion on the Current Situation and Improvement Suggestions of Financial Risk Management for Rural Commercial Banks

农村商业银行是农村经济的重要组成部分。财务风险管理的实施,能够促进农村商业银行经营水平与管理水平的提升,推动农村经济健康发展。当前,农村商业银行的财务风险管理还存在一些问题,需运用针对性的解决予以措施,从而促进其抗风险能力的不断提升。论文简要探讨了农村商业银行财务风险管理的现状及改进建议。

Rural commercial banks are an important part of rural economy.The implementation of financial risk management can promote the improvement of the operation and management level of rural commercial banks and promote the healthy development of rural economy.At present,there are still some problems existing in financial risk management of rural commercial banks,which need to be solved with targeted measures,so as to promote the continuous improvement of their anti risk ability.This paper briefly discusses the current situation and improvement suggestions of financial risk management of rural commercial banks.