持续推进养老金制度建设 积极应对人口老龄化

Sustainably Promote the Construction of Pension System,Actively Cope with the Aging of Population

新中国建立70年来,特别是改革开放40年来,我国的养老金制度建设成效显著,三支柱养老金体系基本形成。人口老龄化是今后较长一段时期我国的基本国情,人口预期寿命延长,老年人口抚养比恶化,这会给我国以现收现付为主体的养老金制度带来巨大挑战,养老金制度建设任务艰巨。本文认为,要统筹推进养老金制度结构改革和参量改革,为如期实现第一个百年奋斗目标贡献力量。《国家积极应对人口老龄化中长期规划》提出了我国应对人口老龄化的制度建设中长期目标,为养老金制度建设提供了根本遵循,今后需要继续在养老金制度建设上下功夫、做文章。

Since the founding of PRC,especially the last 40 years of reforming and opening up,China’s pension system construction has achieved remarkable results,and a three-pillar pension system has been basically formed.The aging of population is the basic national condition of China for a long period in the future.The life expectancy of population is prolonged and the dependency ratio of the elderly population is deteriorating.This will bring huge challenges to China’s pay-as-you-go pension system,and the task of pension system construction is arduous.This paper holds that we should promote the structural and parametric reform of the pension system as a whole in order to achieve of the first centenary goal on schedule.National Medium and Long Term Plan for Actively Coping with Population Aging puts forward the medium and long-term goal for system construction to cope with population aging,and provides a fundamental basis for the construction of the pension system.In the future,we need to continue to work hard on the construction of the pension system。