摘要
通过对以百度、阿里巴巴、腾讯、京东为代表的我国互联网头部企业的专利申请情况进行分析,并利用波特五力模型明确其在智能金融领域的竞争优势,为其未来发展提出相应建议。研究发现:能否掌握智能芯片等人工智能领域底层技术,以及能否提供差异化的金融产品是影响互联网头部企业在智能金融领域竞争力的主要因素。未来互联网头部企业需要加强基础研究,提供差异化产品,加快人工智能技术在金融领域深度应用,并向技术输出型企业转型。
This paper analyzes the patent applications of internet head enterprises represented by Baidu,Alibaba,Tencent and Jingdong,analyzes the competitiveness of internet head enterprises in the field of intelligent finance by using Michael Porter's Five Forces Model,and provides suggestions for their future development.The results show that,the ability to master the underlying technologies in the field of artificial intelligence such as smart chips and the ability to provide differentiated financial products,are the main factors affecting the competitiveness of internet head enterprises in the field of intelligent finance.In the future,internet head enterprises need to strengthen basic research,provide differentiated products,accelerate the deep application of artificial intelligence technology in the financial field,and transform to technology export-oriented enterprises.
作者
何隽
杜梦婷
He Juan;Du Mengting(Tsinghua Shenzhen International Graduate School,Shenzhen 518055,China)
出处
《科技管理研究》
CSSCI
北大核心
2020年第12期132-141,共10页
Science and Technology Management Research
基金
国家知识产权局专利战略推进工程项目“人工智能在金融领域应用的专利分析及战略研究”(PS2018-011)
深圳市软科学项目“深圳提升基础研究和产业创新能力实施策略研究”(RKX20180413181939223)。
关键词
智能金融
波特五力模型
专利信息
竞争力
intelligent finance
Porter's Five Forces Model
patent information
competitiveness
