数字普惠金融视角下移动支付在农村推广应用

Promotion and Application of Mobile Payment in Rural Areas from the Perspective of Digital Inclusive Finance

移动支付由于其便利性和可获得性,有助于推广基础金融服务的应用,促进普惠金融的发展,是普惠金融的最优发展渠道和手段。由于认可度不高、相关条件相对落后,普惠金融在农村的推进过程中有关问题与矛盾逐渐显露出来,因此,本文以数字普惠金融为视角切入,探究移动支付在我国农村的推广应用问题,以期为普惠金融在农村推进探索可能的实现途径。

Due to its convenience and availability,mobile payment is helpful to promote the application of basic financial services and promote the development of inclusive finance.It is the optimal development channel and means for inclusive finance.Due to low recognition and relatively backward conditions,relevant issues and contradictions gradually emerged during the promotion of inclusive finance in rural areas.Therefore,this article cuts in from the perspective of digital inclusive finance to explore the application of mobile payment in rural areas in China,with a view to exploring possible ways for inclusive finance to advance in rural areas.