新形势下中小企业融资难融资贵困境与对策

Difficulties and Countermeasures for SMEs in Financing Difficulties

国家发布了一系列政策文件推动中小企业融资发展,习近平总书记在民营企业座谈会上强调,要解决民营企业融资难融资贵问题。受新冠肺炎疫情影响,中小企业面临经营困难难题,更面临着资金链断裂与融资难、融资贵的困境。本文整理了新形势下中小企业的融资环境现状、分析了中小企业融资时面临的难题并从企业自身、政府部门、金融机构等角度提出了纾解中小企业融资困境的对策,以期助力我国中小企业长期、健康、稳定发展。

The state has issued a series of policy documents to promote the development of SMEs.General Secretary Xi Jinping emphasized at the private enterprise symposium that it is necessary to solve the problem of financing for private enterprises.Affected by the 2019-nCoV,SMEs are facing difficult operational difficulties,as well as the dilemma of broken capital chains and difficult and expensive financing.This article summarizes the current situation of SMEs'financing environment in the new situation,analyzes the difficulties faced by SMEs in financing,and proposes countermeasures to alleviate the financing difficulties of SMEs from the perspective of the enterprise itself,government departments,and financial institutions,with a view to assisting the long-term,healthy and stable development of SMEs.