皖江城市带金融结构对产业结构调整的影响研究

The Influence of Financial Structure on the Adjustment of Industrial Structure in Wanjiang City Belt

在长三角区域经济一体化战略背景下,其产业转型调整主要依赖于市场经济方式的转变,而金融市场又是经济发展的核心。由此可见,金融发展与产业结构存在稳定关联性。利用皖江城市带金融结构与产业结构面板数据构建双对数模型,分析金融发展对产业结构调整影响。分析认为金融总量结构和金融贷款结构对皖江城市带产业结构的升级有显著推动作用,金融融资结构对产业结构合理化影响不显著,并根据实证结果从深化金融体制改革、加强资源整合利用、解决中小企业融难等三个方面提出建议。

Under the background of regional economic integration strategy in the Yangtze River Delta, its industrial transformation and adjustment mainly depend on the transformation of market economy mode, and financial market is the core of economic development. Therefore, there is a stable correlation between financial development and industrial structure.Based on the panel data of financial structure and industrial structure of Wanjiang urban belt, this paper constructs a double logarithm model to analyze the impact of financial development on industrial structure adjustment. It is considered that the total financial structure and the financial loan structure have a significant role in promoting the upgrading of the industrial structure of Wanjiang urban belt, while the financial financing structure has no significant impact on the rationalization of the industrial structure. Based on the empirical results, it puts forward reasonable suggestions from three aspects: deepening the reform of the financial system, strengthening the integration and utilization of resources, and solving the financial difficulties of small and medium-sized enterprises.